What Are My Health Insurance Options at OASIS Ascent?
If you are looking into residential treatment for your teen, chances are you're carrying a lot right now, emotionally and mentally. On top of worrying about your teen's well-being, you are likely asking yourself how you are going to be able to pay for your teen's treatment.
You are facing a lot of heavy emotions, and we believe that financial confusion shouldn't stand in the way of life-saving intervention for your child. Our in-house insurance team will advocate for you. They navigate the complex world of health insurance to make sure that you maximize every single dollar of your available benefits.
Can Insurance Help Cover My Teen's Treatment?
Families that come to OASIS Ascent for treatment for their teen are met with an experienced insurance team that helps them along the way. Across our family of programs, most families with commercial insurance received some level of insurance reimbursement or direct funding for treatment.
Key Takeaway: If your policy contains out-of-network behavioral health benefits, our specialized team achieves a 97.6% success rate in helping families secure initial coverage for their son's clinical care.
How That Breaks Down Across All Enrolled Families
- 86% Reimbursement Rate: 86% of families who entered our programs with a commercial insurance policy successfully received some form of insurance reimbursement or direct funding toward their teen's clinical care.
- Only 2% Faced Total Denial: Due to our rigorous vetting and persistent approach, a mere 2% of insured families faced an absolute denial of coverage from their provider.
- The Remaining 12%: The remaining 12% of families who did not receive insurance funding simply did not have out-of-network behavioral health benefits built into their specific policy.
What this means for your family: If your insurance policy contains out-of-network behavioral health benefits, our team will likely be successful in helping your family get some level of coverage or reimbursement.
How Do Families Typically Pay for Treatment?
OASIS Ascent is an insurance-based, short-term crisis residential treatment program. Unlike long-term private-pay programs where families pay full costs out of pocket up front, our model focuses on verifying and leveraging your health insurance benefits from day one.
We verify benefits up front so your child can access immediate care as soon as your deductible is met.
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Upfront Insurance Verification: When your child is in crisis, getting help quickly is essential. Before admission, our insurance specialists review your policy to verify your in-network or out-of-network mental health benefits and establish pre-authorization.
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Deductible-First Enrollment: Once your insurance coverage is verified and your policy deductible is satisfied, your child can enroll immediately—ensuring financial clarity and eliminating unnecessary delays.
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In-House Utilization & Authorizations: Our dedicated insurance team handles all ongoing clinical reviews, documentation, and authorizations directly with your insurance provider throughout your child’s stay so you can focus entirely on your family's healing.
What If My Insurance Doesn't Cover Everything?
Because commercial insurance policies vary and may not cover the entire cost of services or the recommended length of stay, many families combine insurance reimbursement with savings, financing, or other funding options.
If you need to explore options beyond insurance, such as specialized healthcare tuition loans, medical tax deductions, or national nonprofit scholarships, please visit our comprehensive Financing and Tuition Support Page to review our alternative funding pathways.
We Work With the Following Insurance Providers
How We Work With Your Insurance Plan
Direct Private Funding & Self-Pay
If your family would like to prioritize getting immediate admission for your teen without administrative, clinical, and insurance delays, OASIS Ascent accepts private payment. If you choose to move forward with private pay, your teen's spot is guaranteed immediately, and our clinical team is able to dictate his length of stay based on his/her clinical needs for healing rather than insurance approval timelines.
Direct In-Network Insurance Options
Oasis Ascent holds active, contracted in-network partnerships with the following networks, which often streamlines the initial admissions process:
- UnitedHealthcare (UHC) / Optum / United Behavioral Health (UBH)
- First Health Network
- SelectHealth
- TRICARE
Proven Out-of-Network Insurance Partners
Even if we are not directly in-network with your insurance provider, our billing department works with many major insurance providers and will work to help your family secure reimbursement or other coverage options.
We regularly navigate claims and get successful funding from:
- UMR (A specialized UnitedHealthcare subsidiary)
- Blue Cross Blue Shield (BCBS) (Including Anthem, BCBS Massachusetts, and all state-combined regional PPOs)
- Aetna
- Cigna
- NM Presbyterian
- GEHA
- Beacon Health
- ID Magellan
Don't see your insurance company listed? That's okay. We work with many insurance providers beyond those listed here. We'll review your benefits at no cost and explain what coverage may be available.
Does OASIS Ascent Accept Medicaid?
Medicaid coverage can be more complicated than commercial insurance, especially if your family lives in another state. Because every state's Medicaid program has different rules, eligibility isn't always a simple yes or no.
If You Live in One of These States
OASIS Ascent has established Medicaid or state-funded contracts with:
Preferred State Partners
- Idaho
- New Mexico
- North Carolina
Additional State Contracts
- Colorado
- Texas DFPS
- Utah
If your family has Medicaid through one of these states, our admissions and insurance teams can review your benefits and explain what coverage may be available.
If Your State Isn't Listed
If your Medicaid plan is from another state, we may still be able to help. Every situation is reviewed individually.
In some cases, families work alongside our team to request a Single Case Agreement (SCA) from their state's Medicaid program. This process may involve your child's medical providers, case managers, and state Medicaid representatives. While approval can't be guaranteed, we'll help you understand your options and guide you through the process whenever possible.
Take the Next Step: Free Verification of Benefits
Going through a family crisis with your teen is exhausting in many ways, and we are here to help lift that burden. Our insurance team will handle the phone calls with your insurance company and build a clear financial plan for your teen's recovery.
We know insurance can feel overwhelming, especially when you're focused on getting your teen the help they needs. Let us walk you through your benefits, answer your questions, and explain what options may be available. There's no cost or obligation to verify your insurance.